Phone numbers of KYC-verified users with payslip/salary verification. Used to build 1% and 3% Lookalike Audiences.
Audience: LAL 1% + LAL 3% of payslip-verified customers
Email + phone-based Customer Match list for Google UAC Similar Audiences. Targets salary-advance-eligible and employed users.
Snowflake Query (run Mar 17โ19):
-- CAMP-2026-W11-01: Google Customer Match Seed -- Salaried / salary-advance-eligible Fido users (Ghana) -- Format: Ready for Google Ads Customer Match CSV upload SELECT LOWER(TRIM(u.EMAIL)) AS Email, 'GH' AS Country, '+233' || REGEXP_REPLACE(u.PHONE_NUMBER, '^0|[^0-9]', '') AS Phone, LOWER(TRIM(u.FIRST_NAME)) AS First_Name, LOWER(TRIM(u.LAST_NAME)) AS Last_Name FROM GHANA_PROD.SEMANTIC_LAYER.USERS u WHERE -- Active users eligible for Salary Advance OR employed ( u.LAST_KNOWN_SALARY_ADVANCE_ELIGIBILITY IS TRUE OR UPPER(u.EMPLOYMENT) IN ('Employed', 'Self-employed') ) -- KYC verified (quality filter) AND u.KYC_VERIFIED IS TRUE -- Active in last 12 months (engaged audience) AND u.LAST_CLIENT_ENGAGED_DATE >= DATEADD('month', -12, CURRENT_DATE()) -- Exclude blacklisted users AND (u.MAMBU_STATE IS NULL OR u.MAMBU_STATE != 'BLACKLISTED') -- Must have either email or valid phone for matching AND ( (u.EMAIL IS NOT NULL AND u.EMAIL != '') OR (u.PHONE_NUMBER IS NOT NULL AND LENGTH(u.PHONE_NUMBER) >= 9) ) ORDER BY u.LAST_CLIENT_ENGAGED_DATE DESC;
Upload to: Google Ads โ Audience Manager โ Customer lists โ + New List โ Customer Match
CSV columns: Email, Country, Phone, First_Name, Last_Name (Google will hash)
Salary delayed? Emergency expenses? Instant cash in minutes.
Hero Lines
No employer involvement, no workplace calls, confidential.
Hero Lines
Build credit capacity with every on-time repayment.
Hero Lines
Profession-specific: teachers, nurses, police, civil servants.
Hero Lines
Meta โ Ad Sets
| Ad Set | Audience | Budget Split | Optimization |
|---|---|---|---|
| Ad Set 1 | LAL 1% Payslip customers (13,177 seed) ยท Age 25โ50 | 50% | App Installs |
| Ad Set 2 | LAL 3% Payslip customers ยท Age 22โ55 | 30% | App Installs |
| Ad Set 3 | Interest Employment, Banking, Personal Finance, Salary Advance ยท Accra, Kumasi, Tamale | 20% | App Installs |
Google UAC โ Asset Groups
| Asset Group | Headlines | Optimization Signal |
|---|---|---|
| Speed | Get Cash in Minutes ยท Instant Loan Approval ยท Emergency Cash Today | Customer Match + Similar |
| Privacy | Private Loans ยท No Boss Approval ยท Confidential Cash | Salary Advance keywords |
| Growth | Grow Credit Limit ยท Build Credit Score ยท Financial Growth | In-market: Personal Finance |
| Identity | Teacher Loans ยท Nurse Financing ยท Police Loans ยท Worker Advances | Professional audiences |
Google Budget Allocation
- Initial: 25% evenly across all 4 asset groups
- After Day 7: 70% to winning asset group(s), 30% split among rest
Decision Rules (after 7 days or 1,000 impressions/variant)
| Decision | CAC | CPA L0 | CTR (Meta) | CTR (Google) |
|---|---|---|---|---|
| โ Scale | <$20 | <$12 | >2.5% | >3.5% |
| ๐ Watch | $20โ30 | $12โ18 | 1.5โ2.5% | 2.5โ3.5% |
| ๐ซ Kill | >$35 | >$25 | <1.5% | <2.5% |
Optimization Schedule
Visual Archetypes
| Persona | Setting | Vibe |
|---|---|---|
| ๐ฉโ๐ซ Teacher | Modern Ghanaian classroom, blackboard, students (blurred) | Confident, professional, aspirational |
| ๐ฉโโ๏ธ Nurse | Clean hospital, professional equipment | Caring, competent, trustworthy |
| ๐ Office Worker | Modern workspace, laptop, documents | Business casual, focused |
| ๐ฎ Police Officer | Community setting, professional service | Trustworthy, community-oriented |
Required Ad Sizes
Brand Constants
Fonts: Poppins (headings) ยท DM Sans (body) ยท CTA: "Download Fido" or "Get Fido App"
Asset Naming
CAMP-W11-01_{Angle}_{Platform}_{Format}_{Variant}